Employee Classes

In an ICHRA, employees are categorized by 11 job-related criteria, including their geographical location and hours worked. ICHRA employee classes allow employers to tailor their health benefit offerings to their organization's specific needs and to control their budget for health benefits more effectively. The ICHRA Employee Classes are as follows:

  • Full-time employees
  • Part-time employees
  • Seasonal employees
  • Employees covered by a collective bargaining agreement
  • Employees in a waiting period
  • Foreign employees working abroad
  • Employees working within the same geographical location
  • Salaried workers
  • Non-salaried workers
  • Temporary employees hired through staffing firms
  • A combination of two or more of the categories above
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